Bank Rates
seonghuhn | September 5, 2008 9:34 PMAs of Friday, September 5 I see these rates in my various bank accounts (last time I checked was on March 23, 2008 in my Maximizing Interest article). I guess all my money should be in my WAMU Online Savings account. The banks keep changing their rates though and not in the same direction!
In the end though if you have $10,000 in one account at 3% and another account at 3.69% the difference per month is $6 in interest. It is not really a big enough amount to keep all these accounts open. I think I am going to close Countrywide and ING Direct.
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| Investment Amount | Rate | Yield |
|---|---|---|
| Less than $15k | 3.00 | 3.04 |
| $15k – $49,999 | 3.15 | 3.20 |
| $50k and more | 3.30 | 3.35 |
| Balance Tier | Rate | APY |
|---|---|---|
| $0 – $9,999 | 3.69% | 3.75% |
| $10,000 and more | 3.69% | 3.75% |
| Average Daily Balance | Rate | APY |
|---|---|---|
| $0 – $9,999 | 2.47% | 2.50% |
| $10,000 – $49,999 | 3.34% | 3.40% |
| $50,000 and more | 3.44% | 3.50% |
Orange Savings – 3.00% APY
Electric Orange – 1.75% APY
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